Reader’s Question:
If you’re in an auto accident do you have to report it to my insurance company? If someone was insured can she use her medical coverage in place of auto insurance for a person who was driving? I am afraid medical insurance will deny my insurance claim in Fort Worth, TX..
Bill
Fort Worth, TX
Yes, you do have to report this accident to your insurance carrier in Fort Worth, TX. This situation will be able to handle by a licensed claim adjuster appropriately. In most situation, the insurance carrier that gives your medical coverage will begin to pay after you have exhausted any benefits available under your car insurance policy.
You should contact your auto insurance agent or insurance carrier as soon as possible, regardless of who is at fault. To know whether you are covered for this loss contact your insurance provider. Even if the accident appears minor, it is essential that you let your insurance carrier know about the incident.