Fort Worth TX Auto Insurance

Reader’s Question:

I received a speeding ticket in IL and I am wondering if this will this affect my insurance rates in Fort Worth, Texas?

Jim

Fort Worth, TX

Your home state of Texas and Illinois are both members of the Drivers License Compact (DLC) so if you plead guilty and were convicted of the speeding infraction then the TX Department of Public Safety (DPS) will be notified.

The Texas Department of Public Safety states that they will place out of state violation onto your TX driving record. The Texas points system lists that it is two points for a moving infraction conviction in Texas or that in another state. However, points are not assigned for speeding less than 10% over the posted limit or for seat belt infractions.

Since the Illinois speeding violation will be placed on your Fort Worth TX driving record your insurance carrier will see it the next time they pull your MVR. To verify if this Illinois speeding ticket will affect your rates in Fort Worth Texas you would need to find out about your specific insurance carrier’s rating system. You can find out about a rating system usually by asking your agent or the TX TDI since the insurance company’s rates are filed with this state agency.