Q: If I’m filing Ft Worth SR22 insurance, what kind of coverage do
I need on it?

A: Any car in the state of Texas is required to be insured, regardless of its condition, and even more so if you are filing Ft Worth SR22. Even if you don’t drive your car, if you want to have a driver’s license which is valid, you need to have insurance coverage on your vehicle. However, that coverage is no different if you are filing an SR22 than if you are a brand new driver or in any other category. You will always need liability coverage, and beyond that it is an option. Here are the minimum liability requirements for filing Ft Worth SR22 insurance in Texas.

• $20,000. This is the bodily injury liability amount which will cover injury or death for each affected person.
• $40,000. This is the total bodily injury liability amount which is allowed for a single accident, even if there are more than two persons injured or killed in the crash.
• $15,000. This is the property damage liability per accident, which will cover the other car or anything else you’ve damaged which isn’t yours.

Remember that these coverage limits are the minimum required, but may not be enough in a bad crash. You may want to keep them where they are to save money, but most car insurance companies recommend higher limits.